081 208 5809 / 021 830 5256 info@omnigroup.co.za

VEHICLE INSURANCE

CAR INSURANCE

When it comes to vehicle insurance we tailor make a product to suite your specific needs.

We even offer exclusive road assist 24/7, 365 days a year in the event of a road emergency.

Motor vehicle definition: a motor car, light delivery motor vehicle, 4X4 motor vehicle, microbus or similar motor vehicle (with a gross mass of 3500kg or less and with seating for at the most 12 people including the driver), a motorbike, scooter, golf cart or quad bike; a trailer or caravan (including fixtures and fittings) that is designed to be towed by a towing motor vehicle.

DEFINITIONS

Calculating the insured value
Omni Sure will insure vehicles at full Retail value to ensure that our clients are not placed in a worse off position following a loss. The retail value is obtained from the Auto Dealers Guide prepared by Trans Union Auto Information services for the month in which the loss occurred.

Important note: The insured must own or lease the motor vehicle under a financing or hire-purchase agreement, having an insurable interest on the motor vehicle.

Definition of use
You must ensure that you have insured your vehicle for the correct definition of use. There are three definitions of use: (1) Private use, (2) Partial Business use (3) Full Business use.
Choice of cover
There are three cover options to choose: Full comprehensive cover / Third party fire and theft cover & Third party only.
Cover includes
Any damage or loss of the motor vehicle stated on the schedule will be covered. Insurers will choose to repair, replace, or pay you the amount of the loss or damage for the vehicle, less any excess payable.

4 x 4 ADVENTURE INSURANCE

Off-road comprehensive vehicle insurance.

We understand off-road vehicles were made for adventure and we therefore have an exclusive product offering for our off-roading clients. This policy is comprehensive and thus insures your costly vehicle against a multitude of possible risks. We’ve also included additional benefits to cater for all your needs, giving you the off-road advantage.

DEFINITIONS

Includes the following additional benefits
  • It will cover you for towing and storage of your vehicle – provided that you use your specific road assist emergency number.
  • We cover you whilst driving through certain SADC countries
  • We cover the spare wheel and your cell phone
  • We cover medical expenses up to R5000.00 should anything happen to you whilst driving
  • We include a free tracking device installation
  • We cover accessories to the value of R10 000, but you can choose to increase this to R40 000
  • We offer you the option to increase your Third Party Cover to 5mil, 10mil or 20million, for a small additional fee

TAXI INSURANCE

It doesn’t matter if you own a sedan, minibus, midibus, tuk-tuk or metered cab, as long as someone is paying to be transported in your vehicle, we will cover you with our specialist Taxi Insurance product.

Omni offers the widest range of insurance products for these types of vehicles. Beyond the normal Comprehensive Insurance, you can get additional cover.

DEFINITIONS

Cover can be extended to include
  • Passenger Liability – Protection against legal liability to passengers after an accident.
  • Personal accident cover – Compensation for the driver and/or passengers if they are killed or permanently disabled in an accident.
  • Sound equipment cover – We keep you moving and grooving.
  • Trailer cover – for your luggage trailers.
  • Credit protection – If your vehicle is written off and you still owe the bank, we will settle the outstanding amount.
  • Fixed expenses cover – We will pay you a set amount each week while your vehicle is being repaired or replaced following an accident or theft.

CARAVAN INSURANCE

Get cover for your caravan (fixtures and fitting as well as contents inside the caravan).

Spending time in the great outdoors has always been a favourite South African pastime. Whether it’s enjoying the bush, sleeping in a tent under the stars or sitting around the campfire at night – getting back to nature is a great way to enjoy precious time with your loved ones.

DEFINITIONS

Cover for caravan contents and accessories
From camping tables, chairs, lamps to your TV and other luxury items – if it is predominantly kept inside your caravan (even when the caravan is not being used), then we have it covered.

TRAILER INSURANCE

Get cover for your trailer, we understand that traveling light is not always possible

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Policy Holder Details

Regular Driver Details

Vehicle Details