We insure a range of vessels that include boats, dinghies, yachts, catamarans, jet skis and more, plus all on-board equipment and accessories
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The replacement price of a new vessel of the same/similar model if the vessel is less than 4 years old must be noted as the sum insured. Alternatively, the current market value if the vessel is older than 4 years, or the limit of indemnity shown in the schedule will be paid out, whichever is the lesser.
- Fire, lightning, explosion, earthquake, volcanic eruption
- Malicious acts
- Outboard motor damage or loss, provided it is securely fastened to the vessel
- Negligence of any person
- Theft or attempted theft including machinery, outboard motors, gear or equipment if stolen with the vessel or following forcible or violent entry in to or exit from the vessel or place of storage.
Watercraft insurance covers any vessel meaning a pleasure craft having a maximum designed speed of one hundred (120) kph. This comprises the hull, superstructure, fittings, machinery, engines, motors, boats, gear and equipment that would usually be sold as one unit. The trailer needs to be specified separately.
Important note: Cover applies to any body of water within Southern Africa, and can be extended across the border if prior notice is given to us in writing.