We even offer exclusive road assist 24/7, 365 days a year in the event of a road emergency.
Motor vehicle definition: a motor car, light delivery motor vehicle, 4X4 motor vehicle, microbus or similar motor vehicle (with a gross mass of 3500kg or less and with seating for at the most 12 people including the driver), a motorbike, scooter, golf cart or quad bike; a trailer or caravan (including fixtures and fittings) that is designed to be towed by a towing motor vehicle.
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Omni Sure will insure vehicles at full Retail value to ensure that our clients are not placed in a worse off position following a loss. The retail value is obtained from the Auto Dealers Guide prepared by Trans Union Auto Information services for the month in which the loss occurred.
Important note: The insured must own or lease the motor vehicle under a financing or hire-purchase agreement, having an insurable interest on the motor vehicle.
You must ensure that you have insured your vehicle for the correct definition of use. There are three definitions of use: (1) Private use, (2) Partial Business use (3) Full Business use.
There are three cover options to choose: Full comprehensive cover / Third party fire and theft cover & Third party only.
Any damage or loss of the motor vehicle stated on the schedule will be covered. Insurers will choose to repair, replace, or pay you the amount of the loss or damage for the vehicle, less any excess payable.