081 208 5809 info@omnigroup.co.za

BICYCLE INSURANCE

BICYCLE INSURANCE

At Omni Group we love bicycles, we ride ourselves, sponsor events and equip cyclists to be able to perform at their peak. We know what specialist cover you want and need when it comes to bicycle insurance and we are their when you are faced with the frustration and anger of losing an expensive bicycle in the event of an accident or theft..

Our cost-effective stand-alone all-risk bicycle policy covers you and your bike no matter where you are globally. Benefits apply while your bike is in use & not just when in transit to your favourite races or riding spots.

Our cover includes a wide range of extended benefits:

• All-risk cover
• Whilst in use and during racing & events
• Worldwide cover
• Accessories
• Medical evacuation
• Personal accident
• Personal liability
• Legal costs

Cover your bicycle with us today for complete peace of mind!

DEFINITIONS

Calculating the insured value
We insure bicycles at current retail value to ensure that our clients are not placed in a worse off position following a loss. The retail value is obtained for the month in which the loss occurred. Alternatively, if stated in your schedule, an agreed value may apply.

Important note: The insured must own or lease the bicycle under a financing or hire-purchase agreement, having an insurable interest on the bicycle.

Definition of use
You must ensure that you have specified your bicycle under the correct definition of use. There are three definitions of use, being (1) Private use, (2) Partial Business use (3) Full Business use.
Choice of cover
There are three cover options for clients to choose. Full comprehensive cover / Third party fire and theft cover & Third party only.
Cover includes
Any damage or loss of the bicycle stated on the schedule will be covered. Insurers will choose to repair, replace, or pay you the amount of the loss or damage for the bicycle, less any excess payable.

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