Portable possession insurance refers to All risk insurance and cover applies worldwide and relates to possessions lost or damaged away from your residence.

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All Risk Insurance is broken down into two sections:


Clothing and personal belongings that you and your family wear or carry around on you when you leave the house. There is normally a % limit on the total sum insured of this section according to the various insurer’s.

Items belonging to you, named and valued separately per item:

Examples of these items include:

  • Laptops, tablets or any handheld electronic device
  • Cell phones
  • Spectacles and sunglasses
  • MP3 players, iPods
  • Cameras or any photographic equipment
  • Jewellery items including watches
  • Equipment worn and/or used during sporting activities
  • Baby equipment such as prams or children’s car seats
  • Bicycles
  • GPS devices
  • Firearms
  • Vehicle sound equipment, CDs, DVDs
  • Other specified items

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